Terms and Conditions

Effective Date: 18 April 2025 Company Name: PaisaClick Website: https://paisaclick.com

1. Introduction

Welcome to PaisaClick. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our platform.

2. About Our Services

PaisaClick is a loan aggregator platform that connects users with various third-party loan providers for:

Personal Loans
Education Loans
Business Loans
Mortgage/Home Loans
Other financial products

We do not directly provide loans. We only facilitate loan comparison and application submission to registered vendors or financial institutions.

3. Eligibility Criteria

To access our services, users must:

Be at least 18 years old
Be an Indian resident
Have valid identification and address proof
Provide true and complete personal and financial information
Consent to data sharing with our partner lenders

4. Loan Approval Disclaimer

PaisaClick does not guarantee loan approval.
Final decision, processing time, interest rates, and other terms are decided solely by the lender.
Any agreement you enter with the lender is strictly between you and that lender.

5. Responsibilities of the User

By using PaisaClick, you agree to:

Use the platform lawfully and responsibly
Not misuse, manipulate, or disrupt our services
Keep your submitted data accurate and updated
Not impersonate another person or entity
Respect third-party rights and data usage terms

6. Data Collection and Privacy

Your personal and financial data may be collected for eligibility checks and application processing. This data is securely shared only with verified financial partners. For full details on how your data is handled, please refer to our Privacy Policy.

7. Limitation of Liability

PaisaClick shall not be held liable for:

Any loan rejection or delay in approval/disbursal
Disputes between you and any lender
Any financial losses, interest charges, or penalties imposed by the lender
Inaccuracies in vendor listings or offers displayed on the website

8. Intellectual Property Rights

All logos, text, branding, design, content, and technology used on https://paisaclick.com are the property of PaisaClick and are protected by applicable intellectual property laws.

9. Updates to Terms

These Terms & Conditions may be updated from time to time. Any updates will be posted on this page with a revised effective date. Continued use of the website indicates your agreement to the revised terms.